Self Managed Super Funds

Explore

Self Managed Super Fund Services

Self-Managed Super Funds (SMSFs) offer greater control and flexibility over your retirement savings, but they also come with complex responsibilities and strict compliance requirements. Our SMSF Services are designed to support individuals who want to take a hands-on approach to their superannuation while ensuring they meet all regulatory obligations. Whether you’re setting up a new fund or managing an existing one, we provide expert advice and end-to-end support to help you maximise the benefits of your SMSF.

We assist with every aspect of SMSF management, including fund setup, trust deed preparation, investment strategy development, ongoing accounting, and tax compliance. Our experienced team ensures your fund remains compliant with Australian Taxation Office (ATO) regulations, including annual audits and reporting obligations. We also help you understand your investment options and risks, so you can make informed decisions aligned with your retirement goals.

In addition to technical support, we offer strategic advice to help you grow and protect your retirement wealth. This includes guidance on contributions, pension strategies, estate planning, and asset structuring within the fund. With our tailored SMSF services, you can feel confident managing your super while having expert accountants and advisors by your side to keep everything running smoothly and efficiently.

Frequently Asked Questions

What is a Self-Managed Super Fund (SMSF)?

An SMSF is a private superannuation fund that you manage yourself, giving you more control over your retirement investments. Unlike retail or industry super funds, SMSFs can have up to six members, who are usually trustees and responsible for making investment decisions and ensuring compliance with super laws.

What are the benefits of having an SMSF?

SMSFs offer greater flexibility in investment choices, including property, shares, and managed funds. They also provide more control over tax planning, estate planning, and retirement strategies. With the right advice, an SMSF can be a powerful tool for building and managing your retirement wealth.

Is an SMSF right for everyone?

Not necessarily. SMSFs are best suited to individuals with the time, interest, and financial literacy to manage their own super or those who work with professionals to assist them. There are also costs involved, so typically, having a super balance of $200,000 or more makes an SMSF more cost-effective.

What’s involved in setting up an SMSF?

Setting up an SMSF involves creating a trust deed, appointing trustees, applying for an ABN and TFN, opening a bank account for the fund, and developing an investment strategy. Our team takes care of the entire setup process to ensure it’s done correctly and in line with ATO regulations.

What ongoing responsibilities come with managing an SMSF?

Trustees are responsible for keeping financial records, lodging annual tax returns, arranging independent audits, and ensuring the fund complies with super laws. We provide comprehensive SMSF administration services to help manage these obligations and keep your fund compliant.

Can you help with SMSF investments and strategy?

Yes, we work closely with clients to develop investment strategies tailored to their goals and risk profile. While we don’t provide licensed financial product advice, we offer strategic tax, compliance, and structuring guidance to support sound investment decisions within your SMSF.